CMI

Total
A Total warranty is for vehicles up to 3 years, 30,000 miles at policy start date.
Sum Insured = Retail Value
Single Claim Limit = Retail Value

Premium
A Premium warranty is for vehicles up to 6 years, 60,000 miles at policy start date.
Sum Insured = Retail Value
Single Claim Limit = £5000

Standard
A Standard warranty is for vehicles up to 9 years, 90,000 miles at policy start date.
Sum Insured = Retail Value
Single Claim Limit = £5000

Classic
A Classic warranty is for vehicles up to 12 years, 120,000 miles at policy start date.
Sum Insured = Retail Value
Single Claim Limit = £5000

Motor Caravan & Caravan
A Motor Caravan and Caravan warranty is for vehicles up to 12 years, 120,000 miles at policy start date.
Sum Insured = £1000
Single Claim Limit = £500

Qualification

MOT

In order to qualify for any of our main warranty policies your vehicle should have a minimum of 3 months left to run on its current MOT certificate on the date you take out the policy.

The above is not applicable to vehicles less than 3 years of age which do not require a current MOT.

In order to qualify for MOT failure insurance your vehicle requires 6 months left to run on its current MOT certificate at the time you take out the cover.

Previous service

Your vehicle should have been serviced by a VAT registered garage within the time and mileage as recommended by the vehicle manufacturer.

If no proof of service is available you should fully service your vehicle before taking out the cover. Please refer to your vehicle service manual or main dealer for details.

You are allowed an overrun of 1,000 miles or 30 days in excess of the manufacturer's servicing recommendations, but no longer.

We will normally request that you provide details of the last appropriate service to support any valid claim.

Declaration of known faults

You are required to declare to us any faults (known to you) which are present with the vehicle at the date that you take out the cover.

We will not cover any existing faults which were present with the vehicle prior to the date of taking out the warranty policy, however once the policy is running we can provide such cover after you have had any known faults repaired at your own expense.

Total Loss History Check

We do not check the history of every vehicle, however if at some future date we discover your vehicle has been declared an insurance total loss (a write off) we reserve the right to cancel the policy of insurance.